Terms and Conditions
Last Updated July 23, 2025

IMPORTANT – PLEASE CAREFULLY READ THESE TERMS OF SERVICE ("TERMS") BEFORE ACCESSING OR USING ANY PART OF BNB GUARDIANS' WEBSITE, CONTENT, OR SERVICES. THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITY (SEE SECTIONS 6, 9, AND 10) AND REQUIRE MANDATORY ARBITRATION (SECTION 11).

By accessing or using our website (including any subdomains), coaching programs, courses, digital content, or consulting services (collectively, the "Services"), you confirm that you are at least 18 years of age and agree to be bound by these Terms, our Privacy Policy, and any other policies or agreements referenced herein. If you do not agree, do not access or use our Services.

1. WEBSITE USE

Our website and services are intended for adults and businesses operated by adults. By using the website or purchasing our services, you confirm that you meet the age and capacity requirements to form a legally binding agreement.

2. USER CONDUCT

You agree not to misuse our website or content. This includes but is not limited to:

Attempting unauthorized access to any system or data
Distributing viruses or malicious code
Using our name, trademarks, or content without permission
Attempting to reverse-engineer or duplicate our materials or software

3. PRIVACY

Your use of our Services is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. Read it carefully [see Privacy Policy].

4. PROHIBITED USES

You may not:

Use the Services for any illegal or unauthorized purpose
Post or transmit any offensive, defamatory, or infringing content
Attempt to disrupt or harm the Services or other users

5. ACCOUNT REGISTRATION

When you sign up for Services or create an account, you agree to provide accurate information and to keep it updated. You are responsible for maintaining the confidentiality of your login credentials and all activity under your account.

6. RESULTS DISCLAIMER

We make no guarantees of success or income. Your results will vary based on your market, effort, and execution. We do not offer a business opportunity, franchise, or guaranteed results. You should seek legal or financial counsel where applicable.

7. YOUR RESPONSIBILITIES

You are solely responsible for complying with all local, state, and federal laws applicable to your business, including taxes, licenses, and client communication. BNB Guardians is not liable for your legal or regulatory compliance.

8. TESTIMONIALS

Client success stories reflect individual experiences and are not promises or guarantees. By submitting feedback or testimonials, you grant us permission to use your comments, name, and likeness for promotional purposes.

9. DISCLAIMERS

All services are provided "as is" without warranties of any kind. We do not guarantee uninterrupted access or error-free content.

10. LIMITATION OF LIABILITY

To the maximum extent permitted by law, BNB Guardians shall not be liable for any indirect, incidental, or consequential damages. Our total liability shall not exceed the amount you paid in the 30 days prior to the claim.

11. DISPUTE RESOLUTION

Any disputes arising out of or related to these Terms or our Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to participate in class actions or jury trials.

12. REFUND POLICY

All sales are final. Due to the nature of our coaching, consulting, and digital products, we do not offer refunds or cancellations. Please review all materials before making a purchase.

13. TERMINATION

We reserve the right to suspend or terminate your access to Services at our sole discretion, without notice, for violations of these Terms or other conduct we determine to be harmful.

14. GOVERNING LAW

These Terms are governed by the laws of the State of Florida. Any legal proceedings shall take place in the appropriate courts in Florida, unless subject to mandatory arbitration as outlined in Section 11.